Selling Guide

Published June 3, 2020

The Selling Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Selling Guide in PDF format.

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Why is representation and warranty relief for employment validation temporarily suspended?

Note: This FAQ comes from the published COVID-19, FAQs on DU Validation Service

Why are we temporarily suspending representation and warranty relief for employment validation? 

The COVID-19 pandemic has caused job loss, income reduction, and other issues impacting businesses and borrowers.  This change along with the other temporary changes to the DU validation service announced in the DU Release Notes on Apr. 9, including age of documentation requirements and use of market-based assets, are part of broader measures put into place to continue to provide sustainable homeownership opportunities while managing risk prudently. 

For more information, refer to the published Lender Letter LL-2020-03, Impact of COVID-19 on Originations.

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