Selling Guide

Published June 3, 2020

The Selling Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Selling Guide in PDF format.

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Is an electronic signature allowed on a promissory note that is not an eMortgage?

Note: This FAQ comes from the published COVID-19, FAQs on Closing & Title

Does Fannie Mae permit an electronic signature by a borrower on a promissory note that is not an eMortgage?

No, a wet-ink signature is required for all promissory notes, unless the promissory note is an electronic note sold in accordance with Selling Guide A2-5.1-03, Electronic Records, Signatures, and Transactions. Lenders that are approved to deliver eMortgages may refer to the Guide to Delivering eMortgages to Fannie Mae for additional information.

For more information, refer to the published Lender Letter LL-2020-03, Impact of COVID-19 on Originations. 

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