Selling Guide

Published June 3, 2020

The Selling Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Selling Guide in PDF format.

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When should a lender self-report a loan in forbearance?

Note: This FAQ comes from the published COVID-19, FAQs on Forbearance

What are the scenarios under which a lender should self-report a loan in forbearance?

If a lender discovers a loan was in forbearance after the loan data was submitted to Loan Delivery but prior to the sale date (the date funds or the security is swapped), the lender must self-report the loan. These situations include:

  • The loan was sold before Lender Letter LL-2020-06 was published or prior to May 1.
  • The loan data was delivered after May 1 but did not include the SFC 919 because the borrower went into forbearance while the loan was in Fannie Mae acquisitions processing.
  • The loan data was delivered after May 1 and the sale was consummated, but the loan data did not include the SFC 919.

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