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An LLPA applies to certain cash-out refinance transactions based on the LTV ratio and credit score. These LLPAs are in addition to any other price adjustments that are otherwise applicable to the particular transaction. See the Loan-Level Price Adjustment (LLPA) Matrix. The LLPA is waived for loans that meet the student loan cash-out refinance requirements.
For additional information, see B2-1.3-03, Cash-Out Refinance Transactions.
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