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Table Of Contents
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Part A Doing Business with Fannie Mae
- Subpart A1, Approval Qualification
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Subpart A2, Lender Contract
- Chapter A2-1, Contractual Obligations for Sellers/Servicers
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Chapter A2-2, Contractual Representations and Warranties
- A2-2-01, Representations and Warranties Overview (02/05/2020)
- A2-2-02, Delivery Information and Delivery-Option Specific Representations and Warranties (08/30/2016)
- A2-2-03, Document Warranties (10/06/2021)
- A2-2-04, Limited Waiver and Enforcement Relief of Representations and Warranties (03/06/2024)
- A2-2-05, Invalidation of Limited Waiver of Representations and Warranties (01/27/2015)
- A2-2-06, Representations and Warranties on Property Value (03/01/2023)
- A2-2-07, Life-of-Loan Representations and Warranties (08/02/2023)
- Chapter A2-3, Lender Breach of Contract
- Chapter A2-4, Loan Files and Records
- Chapter A2-5, Fannie Mae Trade Name and Trademarks
- Subpart A3, Getting Started With Fannie Mae
- Subpart A4, Maintaining Seller/Servicer Eligibility
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Part B Origination Through Closing
- Subpart B1, Loan Application Package
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Subpart B2, Eligibility
- Chapter B2-1, Mortgage Eligibility
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Chapter B2-2, Borrower Eligibility
- B2-2-01, General Borrower Eligibility Requirements (12/14/2022)
- B2-2-02, Non–U.S. Citizen Borrower Eligibility Requirements (07/28/2015)
- B2-2-03, Multiple Financed Properties for the Same Borrower (06/01/2022)
- B2-2-04, Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction (09/02/2020)
- B2-2-05, Inter Vivos Revocable Trusts (10/31/2017)
- B2-2-06, Homeownership Education and Housing Counseling (12/14/2022)
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Chapter B2-3, Property Eligibility
- B2-3-01, General Property Eligibility (06/01/2022)
- B2-3-02, Special Property Eligibility and Underwriting Considerations: Factory-Built Housing (10/04/2023)
- B2-3-03, Special Property Eligibility and Underwriting Considerations: Leasehold Estates (08/07/2019)
- B2-3-04, Special Property Eligibility Considerations (10/04/2023)
- B2-3-05, Properties Affected by a Disaster (03/01/2023)
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Subpart B3, Underwriting Borrowers
- Chapter B3-1, Manual Underwriting
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Chapter B3-2, Desktop Underwriter (DU)
- B3-2-01, General Information on DU (05/05/2021)
- B3-2-02, DU Validation Service (03/06/2024)
- B3-2-03, Risk Factors Evaluated by DU (12/13/2023)
- B3-2-04, DU Documentation Requirements (03/31/2015)
- B3-2-05, Approve/Eligible Recommendations (01/27/2015)
- B3-2-06, Approve/Ineligible Recommendations (02/01/2023)
- B3-2-07, Refer with Caution Recommendations (02/01/2023)
- B3-2-08, Out of Scope Recommendations (04/01/2009)
- B3-2-09, Erroneous Credit Report Data (01/27/2015)
- B3-2-10, Accuracy of DU Data, DU Tolerances, and Errors in the Credit Report (12/04/2019)
- B3-2-11, DU Underwriting Findings Report (09/07/2022)
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Chapter B3-3, Income Assessment
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Section B3-3.1, Employment and Other Sources of Income
- B3-3.1-01, General Income Information (05/01/2024)
- B3-3.1-02, Standards for Employment Documentation (03/06/2024)
- B3-3.1-03, Base Pay (Salary or Hourly), Bonus, and Overtime Income (11/03/2021)
- B3-3.1-04, Commission Income (12/04/2018)
- B3-3.1-05, Secondary Employment Income (Second Job and Multiple Jobs) and Seasonal Income (12/15/2021)
- B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C (12/16/2020)
- B3-3.1-07, Verbal Verification of Employment (03/06/2024)
- B3-3.1-08, Rental Income (10/04/2023)
- B3-3.1-09, Other Sources of Income (05/01/2024)
- B3-3.1-10, Income Calculator (12/13/2023)
- Section B3-3.2, Self-Employment Income
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Section B3-3.3, Self-Employment Documentation Requirements for an Individual
- B3-3.3-01, General Information on Analyzing Individual Tax Returns (06/05/2019)
- B3-3.3-02, Income Reported on IRS Form 1040 (05/15/2012)
- B3-3.3-03, Income or Loss Reported on IRS Form 1040, Schedule C (04/01/2009)
- B3-3.3-04, Income or Loss Reported on IRS Form 1040, Schedule D (11/13/2012)
- B3-3.3-05, Income or Loss Reported on IRS Form 1040, Schedule E (09/30/2014)
- B3-3.3-06, Income or Loss Reported on IRS Form 1040, Schedule F (04/01/2009)
- B3-3.3-07, Income or Loss Reported on IRS Form 1065 or IRS Form 1120S, Schedule K-1 (02/07/2024)
- Section B3-3.4, Self-Employment Documentation Requirements for a Business
- Section B3-3.5, DU Requirements for Income Assessment
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Section B3-3.1, Employment and Other Sources of Income
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Chapter B3-4, Asset Assessment
- Section B3-4.1, General Asset Requirements
- Section B3-4.2, Verification of Depository Assets
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Section B3-4.3, Verification of Non-Depository Assets
- B3-4.3-01, Stocks, Stock Options, Bonds, and Mutual Funds (06/30/2015)
- B3-4.3-02, Trust Accounts (04/01/2009)
- B3-4.3-03, Retirement Accounts (06/30/2015)
- B3-4.3-04, Personal Gifts (09/06/2023)
- B3-4.3-05, Gifts of Equity (10/07/2020)
- B3-4.3-06, Grants and Lender Contributions (12/14/2022)
- B3-4.3-07, Disaster Relief Grants or Loans (04/01/2009)
- B3-4.3-08, Employer Assistance (09/29/2015)
- B3-4.3-09, Earnest Money Deposit (05/04/2022)
- B3-4.3-10, Anticipated Sales Proceeds (02/23/2016)
- B3-4.3-11, Trade Equity (12/16/2020)
- B3-4.3-12, Rent Credit for Option to Purchase (04/01/2009)
- B3-4.3-13, Sweat Equity (04/15/2014)
- B3-4.3-14, Bridge/Swing Loans (04/01/2009)
- B3-4.3-15, Borrowed Funds Secured by an Asset (10/30/2009)
- B3-4.3-16, Credit Card Financing and Reward Points (08/04/2021)
- B3-4.3-17, Personal Unsecured Loans (09/20/2010)
- B3-4.3-18, Sale of Personal Assets (12/16/2020)
- B3-4.3-19, Cash Value of Life Insurance (05/27/2014)
- B3-4.3-20, Anticipated Savings and Cash-on-Hand (04/01/2009)
- B3-4.3-21, Borrower's Earned Real Estate Commission (04/05/2023)
- Section B3-4.4, DU Requirements for Asset Assessment
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Chapter B3-5, Credit Assessment
- Section B3-5.1, Credit Scores
- Section B3-5.2, Credit Reports
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Section B3-5.3, Traditional Credit History
- B3-5.3-01, Number and Age of Accounts (04/01/2009)
- B3-5.3-02, Payment History (04/01/2009)
- B3-5.3-03, Previous Mortgage Payment History (07/25/2017)
- B3-5.3-04, Inquiries: Recent Attempts to Obtain New Credit (04/01/2009)
- B3-5.3-05, Credit Utilization (05/31/2016)
- B3-5.3-06, Authorized Users of Credit (10/30/2009)
- B3-5.3-07, Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit (08/07/2019)
- B3-5.3-08, Extenuating Circumstances for Derogatory Credit (12/16/2014)
- B3-5.3-09, DU Credit Report Analysis (04/05/2023)
- Section B3-5.4, Nontraditional Credit History
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Chapter B3-6, Liability Assessment
- B3-6-01, General Information on Liabilities (05/04/2022)
- B3-6-02, Debt-to-Income Ratios (05/04/2022)
- B3-6-03, Monthly Housing Expense for the Subject Property (12/16/2020)
- B3-6-04, Qualifying Payment Requirements (02/07/2024)
- B3-6-05, Monthly Debt Obligations (05/04/2022)
- B3-6-06, Qualifying Impact of Other Real Estate Owned (06/30/2015)
- B3-6-07, Debts Paid Off At or Prior to Closing (04/05/2023)
- B3-6-08, DU: Requirements for Liability Assessment (01/27/2015)
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Subpart B4, Underwriting Property
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Chapter B4-1, Property Assessment and Valuation
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Section B4-1.1, General Appraisal Requirements
- B4-1.1-01, Definition of Market Value (04/15/2014)
- B4-1.1-02, Lender Responsibilities (08/02/2023)
- B4-1.1-03, Appraiser Selection Criteria (10/05/2022)
- B4-1.1-04, Unacceptable Appraisal Practices (02/07/2024)
- B4-1.1-05, Disclosure of Information to Appraisers (12/06/2016)
- B4-1.1-06, Uniform Appraisal Dataset (UAD) and the Uniform Collateral Data Portal (UCDP) (02/02/2022)
- Section B4-1.2, Documentation Standards
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Section B4-1.3, Appraisal Report Assessment
- B4-1.3-01, Review of the Appraisal Report (10/31/2017)
- B4-1.3-02, Subject and Contract Sections of the Appraisal Report (04/15/2014)
- B4-1.3-03, Neighborhood Section of the Appraisal Report (06/03/2020)
- B4-1.3-04, Site Section of the Appraisal Report (06/05/2018)
- B4-1.3-05, Improvements Section of the Appraisal Report (09/06/2023)
- B4-1.3-06, Property Condition and Quality of Construction of the Improvements (03/01/2023)
- B4-1.3-07, Sales Comparison Approach Section of the Appraisal Report (04/15/2014)
- B4-1.3-08, Comparable Sales (03/02/2022)
- B4-1.3-09, Adjustments to Comparable Sales (01/31/2017)
- B4-1.3-10, Cost and Income Approach to Value (04/15/2014)
- B4-1.3-11, Valuation Analysis and Reconciliation (04/15/2014)
- B4-1.3-12, Quality Assurance (06/03/2020)
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Section B4-1.4, Special Appraisal and Other Valuation Considerations
- B4-1.4-01, Factory-Built Housing: Manufactured Housing (10/04/2023)
- B4-1.4-02, Factory-Built Housing: Modular, Prefabricated, Panelized, or Sectional Housing (10/06/2021)
- B4-1.4-03, Condo Appraisal Requirements (04/15/2014)
- B4-1.4-04, Co-op Appraisal Requirements (04/15/2014)
- B4-1.4-05, Leasehold Interests Appraisal Requirements (04/15/2014)
- B4-1.4-06, Community Land Trust Appraisal Requirements (04/15/2014)
- B4-1.4-07, Mixed-Use Property Appraisal Requirements (04/15/2014)
- B4-1.4-08, Environmental Hazards Appraisal Requirements (03/01/2023)
- B4-1.4-09, Special Assessment or Community Facilities Districts Appraisal Requirements (04/15/2014)
- B4-1.4-10, Value Acceptance (Appraisal Waiver) (03/01/2023)
- B4-1.4-11, Value Acceptance + Property Data (02/07/2024)
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Section B4-1.1, General Appraisal Requirements
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Chapter B4-2, Project Standards
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Section B4-2.1, General Project Standards
- B4-2.1-01, General Information on Project Standards (03/01/2023)
- B4-2.1-02, Waiver of Project Review (07/05/2023)
- B4-2.1-03, Ineligible Projects (07/05/2023)
- B4-2.1-04, Environmental Hazard Assessments (06/03/2020)
- B4-2.1-05, Unacceptable Environmental Hazards (06/03/2020)
- B4-2.1-06, Remedial Actions for Environmental Hazard Assessments Below Standards (06/03/2020)
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Section B4-2.2, Project Eligibility
- B4-2.2-01, Limited Review Process (07/05/2023)
- B4-2.2-02, Full Review Process (07/05/2023)
- B4-2.2-03, Full Review: Additional Eligibility Requirements for Units in New and Newly Converted Condo Projects (06/05/2018)
- B4-2.2-04, Geographic-Specific Condo Project Considerations (03/01/2023)
- B4-2.2-05, FHA-Approved Condo Review Eligibility (09/04/2018)
- B4-2.2-06, Project Eligibility Review Service (PERS) (12/15/2021)
- B4-2.2-07, Projects with Special Considerations and Project Eligibility Waivers (11/10/2014)
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Section B4-2.3, PUD and Co-op Eligibility Requirements
- B4-2.3-01, Eligibility Requirements for Units in PUD Projects (03/03/2021)
- B4-2.3-02, Co-op Project Eligibility (07/05/2023)
- B4-2.3-03, Legal Requirements for Co-op Projects (09/04/2018)
- B4-2.3-04, Loan Eligibility for Co-op Share Loans (08/07/2018)
- B4-2.3-05, Geographic-Specific Co-op Project Considerations (09/04/2018)
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Section B4-2.1, General Project Standards
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Chapter B4-1, Property Assessment and Valuation
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Subpart B5, Unique Eligibility and Underwriting Considerations
- Chapter B5-1, High-Balance Mortgage Loans
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Chapter B5-2, Manufactured Housing
- B5-2-01, Manufactured Housing (10/04/2023)
- B5-2-02, Manufactured Housing Loan Eligibility (06/07/2023)
- B5-2-03, Manufactured Housing Underwriting Requirements (07/06/2022)
- B5-2-04, Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements (12/16/2020)
- B5-2-05, Manufactured Housing Legal Considerations (09/06/2023)
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Chapter B5-3, Construction and Energy Financing
- Section B5-3.1, Conversion of Construction-to-Permanent Financing
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Section B5-3.2, HomeStyle Renovation Mortgage
- B5-3.2-01, HomeStyle Renovation Mortgages (03/01/2023)
- B5-3.2-02, HomeStyle Renovation Mortgages: Loan and Borrower Eligibility (04/03/2019)
- B5-3.2-03, HomeStyle Renovation Mortgages: Collateral Considerations (02/02/2022)
- B5-3.2-04, HomeStyle Renovation Mortgages: Costs and Escrow Accounts (08/07/2019)
- B5-3.2-05, HomeStyle Renovation Mortgages: Completion Certification (02/27/2018)
- B5-3.2-06, HomeStyle Renovation: Renovation Contract, Renovation Loan Agreement, and Lien Waiver (02/02/2022)
- Section B5-3.3, HomeStyle Energy Mortgages
- Section B5-3.4, Property Assessed Clean Energy Loans
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Chapter B5-4, Property-Specific Products
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Section B5-4.1, General Requirements of Texas Section 50(a)(6) Loans
- B5-4.1-01, Texas Section 50(a)(6) Loans (12/19/2017)
- B5-4.1-02, Texas Section 50(a)(6) Loan Eligibility (12/16/2020)
- B5-4.1-03, Texas Section 50(a)(6) Loan Underwriting, Collateral, and Closing Considerations (03/01/2023)
- B5-4.1-04, Texas Section 50(a)(6) Loan Delivery and Servicing Considerations (12/19/2017)
- Section B5-4.2, Other Property-Specific Products
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Section B5-4.1, General Requirements of Texas Section 50(a)(6) Loans
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Chapter B5-5, Community Seconds, Loans with Resale Restrictions, and Shared Equity Transactions
- Section B5-5.1, Community Seconds
- Section B5-5.2, Loans with Resale Restrictions
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Section B5-5.3, Shared Equity Transactions
- B5-5.3-01, Shared Equity Overview (12/13/2023)
- B5-5.3-02, Shared Equity Transactions: General Requirements (12/13/2023)
- B5-5.3-03, Shared Equity Transactions: Eligibility, Underwriting and Collateral Requirements (12/13/2023)
- B5-5.3-04, Massachusetts Resale Restriction Loan Eligibility Requirements (05/03/2023)
- Chapter B5-6, HomeReady Mortgage
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Chapter B5-7, High Loan-to-Value Refinance Option
- B5-7-01, High LTV Refinance Loan and Borrower Eligibility (09/01/2021)
- B5-7-02, High LTV Refinance Underwriting, Documentation, and Collateral Requirements for the New Loan (03/01/2023)
- B5-7-03, High LTV Refinance Alternative Qualification Path (12/15/2021)
- B5-7-04, High LTV Refinance Representations and Warranties (03/01/2023)
- B5-7-05, High LTV Refinance Pricing, Mortgage Insurance, and Special Feature Codes (08/07/2018)
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Subpart B6, Government Programs Eligibility and Underwriting Requirements
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Chapter B6-1, Government Insured and Guaranteed Mortgages
- B6-1-01, General Government Mortgage Loan Requirements (07/05/2023)
- B6-1-02, Eligible FHA-Insured Mortgage Loans (08/05/2020)
- B6-1-03, Eligible VA-Guaranteed Mortgages (02/02/2022)
- B6-1-04, Eligible HUD-Guaranteed Section 184 Mortgages (12/14/2022)
- B6-1-05, Eligible RD-Guaranteed Mortgages (12/14/2022)
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Chapter B6-1, Government Insured and Guaranteed Mortgages
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Subpart B7, Insurance
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Chapter B7-1, Mortgage Insurance/Loan Guaranty
- B7-1-01, Provision of Mortgage Insurance (02/03/2021)
- B7-1-02, Mortgage Insurance Coverage Requirements (08/07/2019)
- B7-1-03, Lender-Purchased Mortgage Insurance (05/27/2010)
- B7-1-04, Financed Borrower-Purchased Mortgage Insurance (12/15/2021)
- B7-1-05, Government Mortgage Loan Guaranty or Insurance (02/23/2016)
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Chapter B7-2, Title Insurance
- B7-2-01, Provision of Title Insurance (04/06/2022)
- B7-2-02, Title Insurer Requirements (06/05/2019)
- B7-2-03, General Title Insurance Coverage (07/06/2022)
- B7-2-04, Special Title Insurance Coverage Considerations (05/03/2023)
- B7-2-05, Title Exceptions and Impediments (07/06/2022)
- B7-2-06, Attorney Title Opinion Letter Requirements (12/13/2023)
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Chapter B7-3, Property and Flood Insurance
- B7-3-01, General Property Insurance Requirements for All Property Types (12/14/2022)
- B7-3-02, Property Insurance Requirements for One-to Four-Unit Properties (02/07/2024)
- B7-3-03, Master Property Insurance Requirements for Project Developments (02/07/2024)
- B7-3-04, Individual Property Insurance Requirements for a Unit in a Project Development (12/14/2022)
- B7-3-05, Additional Insurance Requirements (12/14/2022)
- B7-3-06, Flood Insurance Requirements for All Property Types (02/07/2024)
- B7-3-07, Evidence of Property Insurance (12/14/2022)
- B7-3-08, Mortgagee Clause, Named Insured, and Notice of Cancellation Requirements (12/14/2022)
- Chapter B7-4, Liability and Fidelity/Crime Insurance Requirements for Project Developments
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Chapter B7-1, Mortgage Insurance/Loan Guaranty
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Subpart B8, Closing: Legal Documents
- Chapter B8-1, General Information on Legal Documents
- Chapter B8-2, Security Instruments
- Chapter B8-3, Notes
- Chapter B8-4, Riders and Addenda
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Chapter B8-5, Special-Purpose Legal Documents
- B8-5-01, General Information on Special-Purpose Legal Documents (05/01/2019)
- B8-5-02, Inter Vivos Revocable Trust Mortgage Documentation and Signature Requirements (10/31/2017)
- B8-5-03, HomeStyle Renovation Mortgage Documentation Requirements (06/05/2018)
- B8-5-04, Sample Legal Documents (01/27/2011)
- B8-5-05, Requirements for Use of a Power of Attorney (10/05/2022)
- Chapter B8-6, Mortgage Assignments
- Chapter B8-7, Mortgage Electronic Registration System (MERS)
- Chapter B8-8, Sale of eMortgages to Fannie Mae
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Part C Selling, Securitizing, and Delivering Loans
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Subpart C1, General Information on Execution Options and Loan Delivery
- Chapter C1-1, Execution Options Overview
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Chapter C1-2, Loan Delivery Overview
- C1-2-01, General Information on Delivering Loan Data and Documents (05/01/2019)
- C1-2-02, Loan Data and Documentation Delivery Requirements (10/04/2023)
- C1-2-03, Ownership of Mortgage Loans Prior to Purchase or Securitization and Third-Party Security Interests (04/06/2022)
- C1-2-04, Delivering eMortgages to Fannie Mae (12/13/2023)
- C1-2-05, Bailee Letters (04/06/2022)
- Chapter C1-3, Loan Remittance Types Overview
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Subpart C2, Whole Loan Transactions
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Chapter C2-1, Mandatory and Best Efforts Commitments to Sell Whole Loans
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Section C2-1.1, Mandatory Commitments to Sell Whole Loans
- C2-1.1-01, Mandatory Commitment Process (10/30/2009)
- C2-1.1-02, General Information about Mandatory Commitment Pricing and Fees (06/07/2023)
- C2-1.1-03, Mandatory Commitment Terms, Amounts, Periods and Other Requirements (07/05/2023)
- C2-1.1-04, Mandatory Commitment Extensions and Pair-Offs (05/30/2017)
- C2-1.1-05, Servicing Fees (05/01/2019)
- C2-1.1-06, Accrued Interest Payments for Regularly Amortizing Mortgages (06/28/2011)
- C2-1.1-07, Standard ARM and Converted ARM Resale Commitments (05/30/2017)
- Section C2-1.2, Best Efforts Commitments to Sell Whole Loans
- Section C2-1.3, Servicing Execution Tool to Sell Whole Loans
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Section C2-1.1, Mandatory Commitments to Sell Whole Loans
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Chapter C2-2, Whole Loan Deliveries to and Purchasing by Fannie Mae
- C2-2-01, General Requirements for Good Delivery of Whole Loans (08/07/2018)
- C2-2-02, Documentation Requirements for Whole Loan Deliveries (05/01/2019)
- C2-2-03, General Information on Whole Loan Purchasing Policies (05/04/2022)
- C2-2-04, Timing of Distribution of Whole Loan Purchase Proceeds (05/04/2022)
- C2-2-05, Whole Loan Purchasing Process (10/04/2023)
- C2-2-06, Authorization to Transfer Funds (06/07/2023)
- C2-2-07, Purchase Payee Codes (04/03/2018)
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Chapter C2-1, Mandatory and Best Efforts Commitments to Sell Whole Loans
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Subpart C3, Mortgage-Backed Securities (MBS)
- Chapter C3-1, MBS Program Overview
- Chapter C3-2, MBS Securitization Process
- Chapter C3-3, MBS Guaranty Fees and Guaranty Fee Buyups and Buydowns
- Chapter C3-4, Pooling Loans into Fixed-Rate MBS
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Chapter C3-5, Pooling Loans into ARM MBS
- C3-5-01, Creating Weighted-Average ARM MBS (08/26/2014)
- C3-5-02, Calculating the Weighted-Average Pool Accrual Rates for ARM Flex Pools Using a Fixed MBS Margin (04/01/2009)
- C3-5-03, Calculating the Weighted-Average Pool Accrual Rates for ARM Flex Pools Using a Weighted-Average MBS Margin (04/01/2009)
- C3-5-04, Pooling ARMs with a Conversion Option (05/01/2019)
- C3-5-05, Commingling ARMs in MBS (02/23/2016)
- Chapter C3-6, Pooling Loans into Fannie Majors
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Chapter C3-7, Delivering and Trading MBS
- C3-7-01, Establishing an MBS Trading Account (10/06/2021)
- C3-7-02, Initiating an MBS Sale (07/07/2021)
- C3-7-03, Making Good Delivery (05/01/2019)
- C3-7-04, Delivering MBS Pool Data and Documents (05/05/2021)
- C3-7-05, Confirming Presettlement Information (04/01/2009)
- C3-7-06, Settling the Trade (05/05/2021)
- C3-7-07, Sale of Fannie Mae Securities to Third Parties (05/05/2021)
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Subpart C1, General Information on Execution Options and Loan Delivery
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Part D Ensuring Quality Control (QC)
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Subpart D1, Lender QC Process
- Chapter D1-1, Lender Quality Control Process
- Chapter D1-2, Lender Prefunding QC Mortgage Review
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Chapter D1-3, Lender Post-Closing QC Mortgage Review
- D1-3-01, Lender Post-Closing Quality Control Review Process (03/01/2023)
- D1-3-02, Lender Post-Closing Quality Control Review of Approval Conditions, Underwriting Decisions, and Documentation (06/07/2023)
- D1-3-03, Lender Post-Closing Quality Control Review of Data Integrity (04/03/2019)
- D1-3-04, Lender Post-Closing Quality Control Review of Appraisers, Appraisals, Property Data Collectors, and Property Data Collection (03/01/2023)
- D1-3-05, Lender Post-Closing Quality Control Review of Closing Documents (06/30/2015)
- D1-3-06, Lender Post-Closing Quality Control Reporting, Record Retention, and Audit (08/07/2019)
- Subpart D2, Fannie Mae QC Process
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Subpart D1, Lender QC Process
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Part E Quick Reference Materials
- Chapter E-1, Selling Guide Resources
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Chapter E-2, Exhibits
- E-2-01, Required Custodial Documents (05/04/2022)
- E-2-02, Suggested Format for Phase I Environmental Hazard Assessments (06/28/2011)
- E-2-03, Revocable Trust Rider (Sample Language) (01/17/2013)
- E-2-04, Signature Requirements for Mortgages to Inter Vivos Revocable Trusts (02/27/2018)
- E-2-05, Servicing Marketplace — Mortgage Loan Servicing Purchase and Sale Agreement (12/15/2021)
- E-2-07, Correcting Errors in eNotes (12/13/2023)
- E-2-08, Description of eNote Header, Footer, and eNote Clause (12/13/2023)
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Chapter E-3, Acronyms and Glossary of Defined Terms
- E-3-01, Acronyms and Glossary of Defined Terms: A (02/07/2024)
- E-3-02, Acronyms and Glossary of Defined Terms: B (02/07/2024)
- E-3-03, Acronyms and Glossary of Defined Terms: C (02/07/2024)
- E-3-04, Acronyms and Glossary of Defined Terms: D (03/01/2023)
- E-3-05, Acronyms and Glossary of Defined Terms: E (12/14/2022)
- E-3-06, Acronyms and Glossary of Defined Terms: F (12/14/2022)
- E-3-07, Acronyms and Glossary of Defined Terms: G (12/14/2022)
- E-3-08, Acronyms and Glossary of Defined Terms: H (04/05/2023)
- E-3-09, Acronyms and Glossary of Defined Terms: I (05/03/2023)
- E-3-10, Acronyms and Glossary of Defined Terms: J (04/01/2009)
- E-3-11, Acronyms and Glossary of Defined Terms: K (12/14/2022)
- E-3-12, Acronyms and Glossary of Defined Terms: L (09/04/2018)
- E-3-13, Acronyms and Glossary of Defined Terms: M (12/13/2023)
- E-3-14, Acronyms and Glossary of Defined Terms: N (05/26/2015)
- E-3-15, Acronyms and Glossary of Defined Terms: O (11/10/2014)
- E-3-16, Acronyms and Glossary of Defined Terms: P (02/07/2024)
- E-3-17, Acronyms and Glossary of Defined Terms: Q (04/01/2009)
- E-3-18, Acronyms and Glossary of Defined Terms: R (02/07/2024)
- E-3-19, Acronyms and Glossary of Defined Terms: S (02/07/2024)
- E-3-20, Acronyms and Glossary of Defined Terms: T (02/07/2024)
- E-3-21, Acronyms and Glossary of Defined Terms: U (05/01/2019)
- E-3-22, Acronyms and Glossary of Defined Terms: V (03/01/2023)
- E-3-23, Acronyms and Glossary of Defined Terms: W (11/10/2019)
- E-3-24, Acronyms and Glossary of Defined Terms: X (04/01/2009)
- E-3-25, Acronyms and Glossary of Defined Terms: Y (05/30/2017)
- E-3-26, Acronyms and Glossary of Defined Terms: Z (04/01/2009)