Uniform Underwriting and Transmittal Summary and DU Underwriting Analysis Report
The Uniform Underwriting and Transmittal Summary Form 1008 summarizes key data from the loan application package. Lenders use this information in reaching the underwriting decision. Form 1008 (or a similar document) must be retained in the mortgage file for manually underwritten mortgage loans. Lenders may, but are not required to, retain Form 1008 for loans underwritten with DU.
For loans underwritten with DU, the final DU Underwriting Analysis Report must be retained in the mortgage file.
For additional information, see B1-1-01, Contents of the Application Package.