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Lender Letter (LL-2023-09), Conforming Loan Limits for 2024 (Nov. 2023)

Conforming Loan Limit Values for 2024

Nov. 28, 2023

The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limit values that apply to all conventional loans delivered to Fannie Mae. These include baseline and high-cost area loan limits; high-cost areas vary by geographic location.

The conforming loan limits for 2024 are increasing and apply to loans delivered to Fannie Mae in 2024 (even if originated prior to 1/1/2024). The new loan limit for most of the country will be $766,550 — a 5.56% increase over the 2023 limit — and is effective for whole loans delivered to Fannie Mae and loans in MBS pools with issue dates on or after Jan. 1, 2024.

Click below to view the full Lender Letter and see the specific requirements.


View Lender Letter   ❯

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