Selling Guide

Published December 16, 2020

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What is the minimum credit score requirement under the multiple financed properties policy?

If the borrower is financing a second home or investment property that is underwritten through DU and the borrower will have one to six financed properties, Fannie Mae’s standard eligibility policies apply (for example, LTV ratios and minimum credit scores). If the borrower will have seven to ten financed properties, the mortgage loan must have a minimum representative credit score of 720; all other standard eligibility policies apply.

For additional information, see B2-2-03, Multiple Financed Properties for the Same Borrower.

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