Desktop Underwriter (DU) does not provide any unique messaging identifying the use of adjusted gross income.
See B3-3.1-01, General Income Information for guidance on how to calculate adjusted gross income for nontaxable income. This topic also defines the requirements that nontaxable income must meet to be considered for qualifying purposes in DU. If these requirements are not met, the borrower’s income must be adjusted downward.
For additional information, see B3-3.5-01, Income and Employment Documentation for DU.