Paystub Not Obtained Before Loan Delivery
The borrower’s start date must be no earlier than 30 days prior to the note date or no later than 90 days after the note date.
Prior to delivery, the lender must obtain the following documentation depending on the borrower’s employment start date:
| If the borrower’s start date is... | Documentation Required |
| The note date or no more than 30 days prior to the note date |
|
| No more than 90 days after the note date | Employment offer or contract |
For additional information, see B3-3.1-09, Other Sources of Income.