Selling Guide

Published December 16, 2020

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Are judgments and liens noted in the public records section of the credit report required to be paid off?

Judgments and Liens

Open judgments and all outstanding liens that are in the Public Records section of the credit report will be identified in the Underwriting Findings report, and must be paid off at or prior to closing. Documentation of the satisfaction of these liabilities, along with verification of funds sufficient to satisfy these obligations, must also be maintained in the permanent loan file. 

For additional information, see B3-5.3-09, DU Credit Report Analysis 

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