Selling Guide

Published December 16, 2020

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How can I determine if a title insurer is acceptable?

Title Insurer Requirements

A title insurer must be:

  • duly authorized and licensed, as required, to issue title insurance in the state where the property is located; and
  • further evaluated in accordance with the lender’s procedures for title insurer approval, which may include factors such as
    • an acceptable rating from a rating agency,
    • financial strength of the title insurer,
    • adequate reserves,
    • record related to satisfactory title claim resolution, or
    • strength of a reinsurance arrangement subject to the guidelines below.

Note: Iowa Title Guaranty is an acceptable title guarantor for properties located in the state of Iowa.

For additional information, see B7-2-02, Title Insurer Requirements.

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