Selling Guide

Published December 16, 2020

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What if the IPC exceeds the limits?

IPCs that exceed the limits are considered sales concessions. The property’s sales price must be adjusted downward to reflect the amount of contribution that exceeds the maximum, and the maximum LTV/CLTV ratios must be recalculated using the reduced sales price or appraised value.

For additional information, see B3-4.1-02, Interested Party Contributions (IPCs).

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

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Visit Selling and Servicing Guide Communications and Forms

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