Selling Guide

Published June 02, 2021

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Does the appraisal need to reflect when the property is in a special flood hazard area?

Special Flood Hazard Areas

Fannie Mae’s appraisal report forms provide an area for the appraiser to indicate whether the property is located in a Special Flood Hazard Area that is identified on the Federal Emergency Management Agency’s (FEMA) Flood Insurance Rate Maps. The appraiser must also indicate the specific FEMA flood zone and the map number and its effective date. For additional information concerning Fannie Mae’s policies on flood insurance, see B7-3-07, Flood Insurance Coverage Requirements.

For additional information, see B4-1.3-04, Site Section of the Appraisal Report.

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Customers Recommend Ask Poli

If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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