Browse the Guide
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- ALL
GAAP
generally accepted accounting principals
general liability insurance
Insurance which protects a business or organization against liability resulting from bodily insurance or property damage.
GLA
gross living area
good delivery
The delivery of mortgage-backed securities to Fannie Mae’s trading desk at the parameters agreed on at the time of the trade and in an amount that meets the minimum trade requirements; the delivery of eligible portfolio mortgages that meet all of Fannie Mae’s legal and underwriting criteria and that satisfy the terms of the original cash commitment before the expiration date of the commitment.
government mortgage loan
A mortgage loan that is insured or guaranteed by a government agency. Examples include FHA-guaranteed mortgage loans, VA-insured mortgage loans, and RD-guaranteed mortgage loans.
ground rent
The amount of money that is paid for the use of land when title to a property is held as a leasehold estate, rather than as fee simple.
group home
A residential structure that is or will be occupied by persons with disabilities irrespective of familial relationship.
GSE
government-sponsored enterprise
guaranty fee
Compensation that a lender pays Fannie Mae for the right to participate in the MBS program. The amount of the fee will differ depending on whether the lender selects the regular or special servicing option.
guaranty fee buydown
An agreement to reduce the guaranty fee remittance rate for an MBS mortgage below the contractual rate for the applicable servicing option and remittance cycle in return for the lender’s payment of a fee to Fannie Mae.
guaranty fee buyup
An agreement to increase the guaranty fee remittance rate for an MBS mortgage above the contractual rate for the applicable servicing option and remittance cycle in return for Fannie Mae’s paying a fee to the lender.
Guide
The Fannie Mae and, as modified, amended, or supplemented from time to time.
gut rehabilitation project
A project that has been developed by rehabilitating an existing building and creating individual units. The building is stripped down to its shell and, as rehabilitated, contains all new mechanical equipment including heating, exhaust, insulation, roofing, plumbing, and electrical. Individual units and common areas have new interiors, fixtures, appliances, and flooring.